Monia Hanțig

Managing Associate
+40 21 201 1200

Practice areas


  • all aspects of major financing transactions
  • intra-group loans and cash pooling
  • major factoring transactions
  • loan portfolios assignments
  • debt restructuring
  • banking and finance regulatory matters
  • the introduction of innovative banking and financial products

Representative Cases and Transactions

  • counsel to a major Norwegian bank in relation to credit facilities exceeding 220 million EUR granted to finance the construction of two large vessels in Romania and their completion in Norway
  • lender counsel in relation to a credit facility agreement exceeding 300 million EUR granted by a syndicate of international financial institutions to an international group of companies active in the vehicle hire and leasing industry in Romania
  • advice to a major Portuguese trade center developer in relation to a 110 million EUR credit facility and the related security package for the construction and development of a shopping center
  • lender counsel in relation to a financing structure, financing agreement, and security agreement between a major Korean bank and a local shipyard subsidiary of a leading international shipbuilding group
  • Romanian counsel in connection with a 400 million EUR sovereign guaranteed financing of the investment in Romania by a major company in the automotive industry
  • advice to the lenders about the public policy aspects of Romanian law in relation to the refinancing and restatement of a facility agreement, exceeding 250 million EUR, for a group of companies with affiliates in Romania
  • advice to a leading global bank in relation to the cross-border merger with its Romanian subsidiary and establishment of its Romanian branch
  • assistance to one of the world’s largest financial services provider on the regulation of payment instruments, payment services, and e-money issuance
  • assistance in the first cross-border banking merger involving a major global bank
  • assistance to three leading commercial banks on revising their corporate and retail contracts to comply with the New Civil Code


Included in international rankings since 2020; most recently:

  • Rising Star, Banking and Finance (Legal 500, 2021)
  • Rising Star, Banking and Finance (IFLR 1000, 2021)

“Her attention to each important detail, her understanding of the commercial aspects of the projects and her negotiation skills makes her a valuable presence and we are happy to have her by our side.”
(Legal 500, 2021)

“We count on her to find the best solutions for difficult matters. She also has strong negotiation skills and is very adaptable and innovative.”
(IFLR 1000, 2020)


  • University of Bucharest Law School, Law Degree
  • University of Bucharest Law School, Master Degree in Business Law (magna cum laude)

Memberships and Affiliations

  • Bucharest Bar

Notable Contributions

  • International Bank Guarantees Handbook –  Romania chapter” (Wolters Kluwer, 2015)
  • CEE Non-performing loans guide 2014-2015 – Romania chapter” (Freshfields Bruckhaus Deringer LLP, 2014)
  • The operation of tort liability in pre-contractual negotiations” (Curierul Judiciar, no. 3/2014)
  • Grounds for tort liability in pre-contractual negotiations” (Curierul Judiciar, no. 2/2014)
  • “Debt to equity swap” (AvocatNet, 2010)