Monia Hanțig

Senior Associate
+40 21 201 1200

Practice areas


  • all aspects of major financing transactions
  • intra-group loans and cash pooling
  • major factoring transactions
  • loan portfolios assignments
  • debt restructuring
  • banking and finance regulatory matters
  • the introduction of innovative banking and financial products

Representative Cases and Transactions

  • counsel to a major Norwegian bank in relation to credit facilities exceeding 220 million EUR granted to finance the construction of two large vessels in Romania and their completion in Norway
  • lender counsel in relation to a credit facility agreement exceeding 300 million EUR granted by a syndicate of international financial institutions to an international group of companies active in the vehicle hire and leasing industry in Romania
  • advice to a major Portuguese trade center developer in relation to a 110 million EUR credit facility and the related security package for the construction and development of a shopping center
  • lender counsel in relation to a financing structure, financing agreement, and security agreement between a major Korean bank and a local shipyard subsidiary of a leading international shipbuilding group
  • Romanian counsel in connection with a 400 million EUR sovereign guaranteed financing of the investment in Romania by a major company in the automotive industry
  • advice to the lenders about the public policy aspects of Romanian law in relation to the refinancing and restatement of a facility agreement, exceeding 250 million EUR, for a group of companies with affiliates in Romania
  • advice to a leading global bank in relation to the cross-border merger with its Romanian subsidiary and establishment of its Romanian branch
  • assistance to one of the world’s largest financial services provider on the regulation of payment instruments, payment services, and e-money issuance
  • assistance in the first cross-border banking merger involving a major global bank
  • assistance to three leading commercial banks on revising their corporate and retail contracts to comply with the New Civil Code


  • University of Bucharest Law School, Law Degree
  • University of Bucharest Law School, Master Degree in Business Law (magna cum laude)

Memberships and Affiliations

  • Bucharest Bar

Notable Contributions

  • International Bank Guarantees Handbook –  Romania chapter” (Wolters Kluwer, 2015)
  • CEE Non-performing loans guide 2014-2015 – Romania chapter” (Freshfields Bruckhaus Deringer LLP, 2014)
  • The operation of tort liability in pre-contractual negotiations” (Curierul Judiciar, no. 3/2014)
  • Grounds for tort liability in pre-contractual negotiations” (Curierul Judiciar, no. 2/2014)
  • “Debt to equity swap” (AvocatNet, 2010)